WAIVER OF LIABILITY AND ASSUMPTION OF RISK

This Waiver of Liability and Assumption of Risk (the "Waiver") is entered into by and between VGrutman Consulting Inc. (the "Company") and the undersigned participant (the "Participant") for The Femme Retreat at Palmaïa - The House of Aïa Resort in Mexico from April 7th to 12th, 2025 (the "The Femme Retreat").

1. VOLUNTARY PARTICIPATION: I, the Participant, acknowledge that I have voluntarily chosen to participate in The Femme Retreat organized by the Company at Palmaïa - The House of Aïa Resort in Mexico.

2. ASSUMPTION OF RISK: I understand and acknowledge that my participation in The Femme Retreat involves inherent risks, including but not limited to:
a) Health issues related to food, water, or local conditions
b) Travel-related accidents or incidents
c) Natural disasters or adverse weather conditions
d) Crime, civil unrest, or terrorism
e) Personal injury or illness
f) Emotional or psychological discomfort or distress

I further acknowledge that The Femme Retreat may include activities designed to promote personal growth, self-reflection, and emotional exploration. These activities may lead to intense emotional experiences, psychological distress, or the surfacing of past traumas. I understand that such experiences, while potentially beneficial, can also be challenging and may result in temporary or lasting emotional or psychological effects.

I knowingly and voluntarily assume all such risks, both known and unknown, and assume full responsibility for my participation in The Femme Retreat. I accept that the Company cannot guarantee any specific emotional or psychological outcomes from my participation in The Femme Retreat.

3. WAIVER OF LIABILITY: In consideration of being permitted to participate in The Femme Retreat, I, on behalf of myself, my heirs, personal representatives, and assigns, hereby release, waive, and discharge the Company, its officers, employees, agents, and representatives from any and all liability, claims, demands, actions, and causes of action whatsoever arising out of or related to any loss, damage, or injury, including death, that may be sustained by me or to any property belonging to me, while participating in The Femme Retreat or while in, on, or upon the premises of Palmaïa - The House of Aïa Resort where The Femme Retreat is being conducted.

4. INDEMNIFICATION: I agree to indemnify and hold harmless the Company from any loss, liability, damage, or costs, including court costs and attorneys' fees, that may incur due to my participation in The Femme Retreat.

5. NO GUARANTEE OF OUTCOMES: I acknowledge that the Company has made no guarantees or warranties, expressed or implied, regarding any outcomes, benefits, or results from my participation in The Femme Retreat. I understand that individual experiences and results may vary.

6. HEALTH AND SAFETY: I certify that I am physically fit and have not been advised to not participate in The Femme Retreat by a qualified medical professional. I certify that there are no health-related reasons or problems which preclude my participation in The Femme Retreat.

7. GOVERNING LAW: This Waiver shall be governed by and construed in accordance with the laws of the Province of Quebec, Canada. Any legal action or proceeding arising out of or relating to this Waiver shall be brought exclusively in the courts located in the Province of Quebec, Canada.

8. SEVERABILITY: If any provision of this Waiver is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

By agreeing, I acknowledge that I have read this Waiver, understand its contents, and agree to be bound by its terms. I understand that by signing this Waiver, I am giving up substantial rights, including my right to sue.

By agreeing to these terms and conditions you confirm that you are aware and in agreement with the payment schedule and cancellation policy.

PAYMENT SCHEDULE
You can either pay your retreat in full or consecutive equal monthly payments*:
- Pay-in-full: $5,888USD (of which $500USD is non-refundable)
- Pay in monthly payments: 4x $1,488USD (of which $500USD is non-refundable)

*NOTE: The option to pay in four equal consecutive payments will be available until December 31, 2024.

Failure to respect a payment may result in you loosing your spot.

CANCELLATION POLICY
We appreciate your interest in this retreat. Given that a minimum number of women is required to make this experience possible for all, we value that you will honour your commitment, out of respect for yourself and the group.

In the event that you must cancel, here are the important dates to keep in mind:

- December 31, 2024: Cancellation is possible up until this day but a $500USD + fees non-refundable deposit will be kept. Any payments given prior to December 31 (minus the $500USD + fees) will be credited back to you. After December 31, 2024, it will be non-refundable. 

NOTE: If the event is cancelled by the organizer, you will be fully refunded and notified before December 31, 2024.

We thank you for your trust and understanding.